Banking and Finance
Our Banking & Finance practice group represents major banks and financial institutions and our corporate and individual clients, in their roles as lenders, borrowers and guarantors, in banking and financing transactions. We advise and assist our clients with loan documentation, credit issues, banking and compliance matters, equipment leasing, privacy concerns and regulation with respect to state and federal laws.
- Commercial and Real Estate Loans
- Consumer Credit
- Electronic Banking
- Equipment Leasing
- Financial Privacy
Commercial and Real Estate Loans
We prepare loan documentation for all types of loans, including construction loans, term loans, revolving line of credit loans, corporate loans, residential loans, intercompany loans, mezzanine loans, workouts, participation agreements, agency agreements and other complex loan documentation. We advise our clients in negotiating and amending such loan documentation, while offering guidance in initiating, structuring and closing such transactions.
We advise our financial institution clients in areas of compliance with consumer credit laws and regulations and prepare appropriate disclosure and compliance documents.
We counsel our clients who seek guidance in the area of electronic banking, including preparing necessary contracts and agreements and compliance with applicable laws and regulations.
We prepare equipment leases, agreements and disclosures for our leasing clients and review such documents for our clients who enter into such transactions.
We advise our clients in the area of financial privacy, including preparation, review and revision of appropriate documentation and in the compliance of applicable laws and regulations.
Regulation of Financial Institutions
We counsel our financial institution clients in areas of regulation and compliance with applicable laws and regulations, at state and federal levels.
- Represented lenders and borrowers in connection with condominium, subdivision, hotel, shopping center, office and industrial purchase money, bridge, construction and permanent financing.
- Represented lenders and borrowers in connection with corporate, purchase and sale, merger, acquisition and Employee Stock Ownership Plan (ESOP) financing.
- Represented borrowers and guarantors in connection with securitized financing for hotel and shopping center financing.
- Represented lenders and borrowers in connection with State of Hawai`i affordable housing and revenue bond financing.
- Represented consortium of lenders in A/B construction and permanent loan financing for major condominium complex.
- Represented lenders in connection with national corporate and real estate financings.
- Represented lenders in connection with solar, wind and energy loans.
November 1, 2017 - Cades Schutte Named “Best Law Firm” by Best Lawyers® 2018
August 15, 2017 - 32 Cades Attorneys Recognized by Best Lawyers of America® 2018
November 1, 2016 - Cades Schutte Named a Best Lawyers® 2017 “Best Law Firm”
November 2, 2015 - Cades Schutte Named a Best Lawyers® 2016 “Best Law Firm”