Pa Banner Finance
Pa Banner Finance
Pa Banner Finance



Our Finance Group represents major banks, financial institutions, and our corporate and individual clients, in their roles as lenders, borrowers, and guarantors, in banking and financing transactions.

We serve a wide variety of clients, ranging from international banks, to local Hawai‘i banks, to individual lenders and borrowers.

Cades Schutte has a strong understanding of the local and national finance market. Since 1922 we have helped clients navigate the lending and borrowing process by providing creative solutions, unmatched local market insight, and by leveraging local relationships and skill in advising debt transactions.

What We Do

  • Commercial and Real Estate Loans
  • Syndications and Participations
  • Mezzanine Financing
  • Affordable Housing and Tax Credit Loans

Commercial and Real Estate Loans

We draft and negotiate loan documentation for all types of loans, including construction loans, term loans, revolving line of credit loans, corporate loans, residential loans, intercompany loans, mezzanine loans, workouts, participation agreements, agency agreements, and other complex loan documentation. We advise our clients in negotiating and amending such loan documentation, while offering guidance in initiating, structuring, and closing such transactions.

Equipment Leasing

We prepare equipment leases, agreements, and disclosures for our leasing clients and review such documents for our clients who enter into such transactions.

  • Represented lenders and borrowers in connection with condominium, subdivision, hotel, shopping center, office, and industrial purchase money, bridge, construction, and permanent financing.
  • Represented lenders and borrowers in connection with corporate, purchase and sale, merger, acquisition, and Employee Stock Ownership Plan (ESOP) financing.
  • Represented borrowers and guarantors in connection with securitized financing for hotel and shopping center financing.
  • Represented lenders in connection with mezzanine financing for multiple condominium developments.
  • Represented lenders and borrowers in connection with State of Hawai‘i affordable housing and revenue bond financing.
  • Represented consortium of lenders in A/B construction and permanent loan financing for a major condominium complex.
  • Represented lenders in connection with national corporate and real estate financings.
  • Represented lenders in connection with solar, wind, and energy loans.


Matsushige CaryMatsushige Cary

Cary S. Matsushige

Senior Counsel

Cary is the Chair of the Banking and Finance Practice Group, and works closely with his clients to resolve seemingly complex issues towards successful closings. Through his experience and insight, he seeks to complete transactions to the mutual benefit of all parties involved, while continuing to protect his clients.

Matsushige Cary